Disclosure
Impact Financial Coaching Pty Ltd ABN 91 120 885 869 is an authorised representative of Financial Wisdom Ltd.
Financial Wisdom Limited ABN 70 006 646 108, Australian Financial Services Licensee, 231138 (Financial Wisdom) is a wholly owned subsidiary of the Commonwealth Bank of Australia.
Acceptance and Changes to Terms & Conditions
You agree that your use of the Impact Financial Coaching web site indicates your acceptance of these Terms & Conditions and the Privacy and Security Statement.
These are the current Terms & Conditions. They replace any other Terms & Conditions for the Impact Financial Coaching web site published on the Impact Financial Coaching web site to date. Impact Financial Coaching may at any time vary the Terms & Conditions by publishing the varied Terms & Conditions on the Impact Financial Coaching web site. You accept that by doing this, Impact Financial Coaching has provided you with sufficient notice of the variation. Impact Financial Coaching reserves any rights not expressly granted in these Terms & Conditions.
Access for persons from Australia only
Impact Financial Coaching is not authorised to carry on business in any other jurisdiction. Accordingly, the information contained in this Internet site is directed to and available for Australian residents only.
General Information only
The information on this site is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives and should NOT to be construed as financial, taxation or legal advice.
Before acting on the basis of this information, you should consider its appropriateness for your own objectives, financial situation and needs. You should also obtain and read a copy of the relevant Product Disclosure Statement before making any decision to acquire a financial product
Accuracy of Information and Limitation of Liability
Impact Financial Coaching does not warrant the accuracy, completeness or currency of information that is made available through this site. Impact Financial Coaching will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this site. However, Impact Financial Coaching will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.
Impact Financial Coaching makes no warranty that the use or operation of this site will be uninterrupted or error free or that the site is suitable for any particular purpose or has any performance, functionality or security features except as we are required to provide by law. To the extent permitted by law Impact Financial Coaching’s liability is limited to resupplying the services accessible through this site.
Copyright
Copyright in the information provided on, and available from, this site is owned by Impact Financial Coaching. You may not alter or modify this information in any way. This information may be viewed on-line and may be reproduced in hard copy only for your personal reference. You may only use the trade marks and copyright material at this site with Impact Financial Coaching’s express permission and in accordance with Impact Financial Coaching’s directions from time to time. The use of, and creation of links to, this site (including use of Impact Financial Coaching’s trade marks and copyright material) are at the risk of the user and are subject to Impact Financial Coaching’s rights and the user’s general legal obligations. Impact Financial Coaching makes no warranty and accepts no liability in relation to use of the trademarks outside Australia. For further information about creating links to this site and about using Impact Financial Coaching trademarks and other material, contact Impact Financial Coaching on 08 8364 0066.
Links to other Web Sites
This website may have links to other web sites, which are operated by third parties. Impact Financial Coaching does not endorse, or approve the information, graphics and materials, which may be contained on those web sites.
Furthermore, Impact Financial Coaching does not make any warranties or representations regarding the accuracy, quality or timeliness of such third party information.
Hence, we advise that you do not act on the information contained within these sites without obtaining independent legal advice.
Jurisdiction
Users of this Internet site covenant that all disputes will be governed by and construed in accordance with the laws of the State of South Australia, Australia and all users and Impact Financial Coaching submit to the non-exclusive jurisdiction of the courts of that State.
