Ongoing Service Packages
When you take our advice, you can be confident the strategies we recommend are tailored to suit your goals and circumstances at the time.
Your personal circumstances will change, and this will affect your financial plan. Recommendations that were previously made may no longer be suitable, and as you further define your goals in life, the amount of money needed to fund them will change.
It’s important to you to achieve your goals, and it’s important to us to make sure your financial plan gives you every opportunity to do so.
We offer two levels of ongoing service. The Impact Premium service is suitable for clients who value regular meetings to ensure they remain on track to achieve their goals and make a difference in their world. We’ll meet with you regularly as agreed over the long term to make sure your financial strategies adapt to suit the changes that occur in your life. The Impact Essentials service is for those who prefer to receive advice on a limited range of financial products as and when they require it.
Impact Premium
Your annual investment for this service will generally be $1,100 pa (inc. GST) + up to 0.60% per annum of any investments we have recommended + any ongoing insurance renewal income (if insurance is part of your financial plan). The $1,100 annual fee can be deducted from your investment accounts or you can pay it to us via cheque or credit card. The 0.6% pa + ongoing insurance renewal income is usually received direct from the product providers and is not an additional cost to you.
Impact Essentials
Your annual investment for this service will generally be up to 0.60% per annum of any investments we have recommended + any ongoing insurance renewal income (if insurance is part of your financial plan). This is usually received direct from the product providers and is not an additional cost to you.
Further information about ongoing fees can be found in our Financial Services Guide and they will be specifically disclosed in your statements of advice.
Service |
Premium |
Essentials |
| Comprehensive Annual Review
Full comprehensive review with members of the Impact Financial Coaching team using the Wealth Snapshot tool. This will cover:
|
Yes | No
(see note below) |
| Regular Client Briefings
Join us twice a year for exclusive briefings that will both educate and inspire you. Hear from the Impact team as well as guest speakers who are successful in their chosen fields. These are a great opportunity to meet other clients and learn more about areas that are of interest to you. |
Yes | No |
| Updates concerning your financial strategy – We will alert you to regulatory or legislative change that may impact on your long term strategy. | Yes | No |
| No entry fee for any future investments – We will not charge any entry fees on future investments whilst you are part of the Impact Premium service package. If you require complex strategic financial advice in the future, we will provide this at an agreed reduced fee. Non-complex advice (i.e. rollover of superannuation, additional investments and insurance advice) will be provided at no extra cost. | Yes | No |
| Regular Newsletter – Each quarter you can read about the latest issues affecting your investments and your lifestyle. This newsletter is emailed to all clients who provide us with their email address. | Yes | Yes |
| Referrals to other professionals – We can provide referrals to other professionals such as lawyers, estate planning specialists, accountants and travel agents to assist you with other aspects of your planning. | Yes | Yes |
| Invitations to selected educational seminars throughout the year – We will run small group sessions on various financial planning topics throughout the year. You are welcome to attend these and invite friends to them. | Yes | Yes |
| Telephone contact – Call us whenever you need to. | Yes | Yes |
Note: we recommend that you review your financial situation every 12 months or whenever your personal or financial circumstances change. As a review of your portfolio is not included in the Impact Essentials ongoing service package, if later you would like a review or you have any concerns, please contact us to make an appointment and discuss the cost of a review.
