October is known internationally as Breast Cancer Awareness month. You’ve probably seen the ads on TV or in the newspaper, and there are a number of companies doing numerous activities to promote breast cancer awareness. It is estimated that one in nine women will be diagnosed with breast cancer before the age of 85. The…
We’ve recently uploaded a new fact file about protecting you and your dependants. Insuring your car, home or other possessions makes sense. So why do so few of us insure ourselves? If you were unable to work due to illness or injury, could you afford to keep paying your bills? Personal risk insurance provides peace…
In our financial planning meetings I often ask clients what they consider to be their biggest asset. Usually they’ll respond that it’s their house or superannuation. I’ll then explain that in many cases, their ability to earn an income is their biggest asset. Think about this example for a minute. You’re aged 50 and earn…
Have you ever thought what you would do if you became seriously ill but still needed to pay the mortgage, other debts and daily living expenses? Would you have enough savings put aside for medical costs and ongoing treatment? Trauma insurance provides a lump sum payment if you suffer a serious, debilitating medical condition (specified…
Have you ever thought what would happen if you were unable to return to work due to a sickness or an injury? Would you have enough savings put aside to ensure minimal disruption to you and your family’s lifestyle as you all adjust to your new way of life? Total and Permanent Disability (TPD) Insurance…
